Medicare
It’s never too early or too late to work towards being the healthiest you.
You’ve worked hard. Your health should be easy.
Medicare is a federal program that provides individuals 65 years or older healthcare coverage at a small cost.
DIY
Want to do it yourself? Click the “Quote and Enroll” button below to open a self-service tool that let’s you go through the entire process of choosing and enrolling in a plan without needing to speak to an agent.
Relax. We’re here to help!
If the process seems a little overwhelming, we’re here to help. Click the “Request a Free Consultation” button below to have a licensed Insurance Agent reach out to you. We want to make the process fast and easy for you!
FAQs
When am I eligible to enroll in Medicare?
When you're first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B.
If you're eligible for Medicare when you turn 65, you can sign up during the 7-month period that:
Begins 3 months before the month you turn 65
Includes the month you turn 65
Ends 3 months after the month you turn 65
What’s the difference between Medicare Parts A, B, C, and D?
Medicare Part A and Part B are also known as Original Medicare. In general, Part A covers inpatient care in a hospital, skilled nursing facility care, nursing home care (inpatient care in a skilled nursing facility that’s not custodial or long-term care), hospice care, and home health care. Part B covers 2 types of services: medically necessary services and preventive services. That’s services or supplies that are needed to diagnose or treat your medical condition and health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best.
Medicare Part D, also known as Prescription Drug Plans, covers some of the costs of prescription drugs. An individual who is entitled to Part A or enrolled under Part B is eligible to enroll in a Medicare prescription drug plan.
Medicare Part C, also called Medicare Advantage Plans, are an “all in one” alternative to Original Medicare. They are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. These "bundled" plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually Medicare drug coverage (Part D).
What is Medigap?
Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like copayments, coinsurance, and deductibles.
What if I have more questions?
We encourage you to request a free consultation. We’ll be able to answer any questions specific to your situation and help you find the best plan that fits your needs.