Health Insurance

The greatest wealth is health.

 

Be prepared for the unexpected.

Medical bills are the #1 cause of bankruptcy in America. Whatever your budget, we’ll find you the quality coverage you need at a price you can afford.

 
 
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DIY

Want to do it yourself? Click the “Quote and Enroll” button below to open a self-service tool that let’s you go through the entire process of choosing and enrolling in a plan without needing to speak to an agent.

 
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Relax. We’re here to help!

If the process seems a little overwhelming, we’re here to help. Click the “Request a Free Consultation” button below to have a licensed Insurance Agent reach out to you. We want to make the process fast and easy for you!

FAQs

 

What is Open Enrollment?

Open Enrollment is the yearly period when people can enroll in a health insurance plan. It occurs from November 1 to January 15 of each year for individuals and families under 65. If you qualify for a Special Enrollment Period, you can enroll any time. You’re eligible for a Special Enrollment Period if you have certain life events, like getting married, having a baby, moving, or losing other health coverage.

What is the best Health plan?

Health Insurance isn’t a one size fits all concept. There are a number of factors that should be considered when it comes to your decision-making process. Some of the most common factors to look at are monthly premiums, deductibles, primary care copays, and prescription drug costs among other things. The best plan for you will have more beneficial features for the associated costs while fitting within your budget.

What is an Advanced Premium Tax Credit?

When you apply for coverage in the Health Insurance Marketplace®, you’ll find out if you qualify for a “premium tax credit” that lowers your premium — the amount you pay each month to your insurance plan.

The amount of your premium tax credit depends on the estimated household income that you put on your Marketplace application.

You can apply some or all of this tax credit to your monthly insurance premium payment. The Marketplace will send your tax credit directly to your insurance company, so you’ll pay less each month. This is called taking an “advance payment of the premium tax credit.”

What if I have more questions?

We encourage you to request a free consultation. We’ll be able to answer any questions specific to your situation and help you find the best plan that fits your needs.

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